Home Insurance in Montgomery and New Prague, MN
Home Coverages & Benefits centered on you
Home insurance covers a wide variety of dwellings and structures as well as items within structures. Most home insurance policies include standard forms of coverage and provide a basic and general protection. This protection is familiar to most homeowners but often constitutes the full body of their knowledge about home risk management. They don’t know that basic coverage is not enough.
At Flicek Insurance Agency of Montgomery, Inc., we understand the risks that homeowners face, whether they’re renting, living in a condo or manufactured home, or own their own house. We know how to protect against these risks through insurance solutions. Our solutions involve consultative services that lead to flexible and adaptive policies that perfectly reflect each homeowner’s unique needs and circumstances.
We deliver solutions that keep you protected but we also provide you with ways to save money. We make extensive discounts and benefits fundamental elements of our products and we maximize these discounts and benefits whenever we can.
What does a Flicek Home Insurance Policy cover?
Home insurance policies usually include dwelling, personal property, liability protection, and guest medical protection coverages as standard. Beyond these however, there is little protection from other liabilities in a general home insurance policy.
You can choose additional coverage options that protect your dwelling, assets, family, and more in much more thorough ways than standard insurance plans do. At Flicek Insurance we offer a wide variety of coverage options that allow you to fully secure your home now and in the future. These include:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
- Replacement Cost Coverage
- Backup Coverage
You can add optional coverage to your homeowners policy, but you can also purchase separate insurance policies that offer greater protection. Personal umbrella insurance, for example, protects your home far beyond what standard coverage will. Selecting coverage or developing different insurance plans can be complicated and sometimes difficult. This is one reason among many why it is important to speak with an insurance specialist before making home risk management decisions.
At Flicek Insurance our specialists have more than forty years of combined experience delivering customized risk control solutions that meet clients’ needs and fits clients’ budgets. Call one of our specialists today to start building your own solution.
Why Flicek Insurance?
We know the areas we serve and the markets, laws, and trends in these areas. This knowledge helps us understand common claims that homeowners file and current and potential liabilities homeowners face. Understanding these things increases our ability to develop complete and adequate insurance plans.
We give all of the knowledge we accrue from exhaustive research and decades of experience to you so that you can make the most educated decisions possible about your coverage. This helps you take charge of your protection and also helps you save money. It also helps us provide services that adapt to your needs and to make decisions more quickly and easily.
We want you think of us as counselors, protectors, and ongoing sources of financial tools. Our staff is trained to meet your every need and to resolve claims quickly and efficiently. They’re trained this way not only to be expedient and helpful but to give you ongoing support and full assurance that you’re in good hands.
We can’t prevent accidents from happening, but we can help you diminish their frequency and can protect you when accidents happen. If you would like more information, please contact one of our expert specialists today.
Flicek Insurance Agency is proud to provide home insurance in Montgomery, New Prague, Le Center, Lonsdale, Faribault, and Waterville, Minnesota and surrounding areas.